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A Guide to Playing High Stakes Baccarat Online

Do you know how to play baccarat? It’s a pretty easy game to pick up.

That’s one of the reasons we recommend people play it. Another reason is because baccarat is one of the more popular casino games, which means you should have no problem finding it online.

Even for high stakes.

We’ve created a list of our favorite high stakes baccarat casinos below. If you already know what you’re doing, then choose a casino and get started.

However, if you’re new to this online gambling thing – especially for high limits – we recommend you read the rest of this page.

We cover all variants and stakes you can play, the different variables you need to look for when choosing a casino to join, and a few tips to help you save/make a little money at the baccarat tables.

What Baccarat Variants Can You Play? What Stakes Can You Play For?

A common question we get – how much can you play baccarat for online? How high are the table limits?

Our answers – it depends.

We want to keep the specific examples to a minimum, as casinos come and go, and limits often change. But here are a few examples of casinos that offer high stakes baccarat and the limits you can play for:

  • Unibet – $50,000
  • Betsson – $30,000
  • 32 Red – $30,000
  • 888 – $25,000
  • 5Dimes – $10,000
  • Pinnacle – $5,000

But as we said, this varies so much – often it depends on the variant you want to play.

For a game as simple as baccarat, there’re a lot of variants. Here are some of the variants you can expect to find playing online:

  • Virtual Baccarat
  • Live Baccarat
  • Squeeze Baccarat
  • VIP Baccarat
  • Baccarat with Dragon Bonus
  • Controlled Squeeze Baccarat
  • Speed Baccarat
  • Multiplayer Baccarat
  • High Limit
  • EZ Baccarat
  • No Commission Baccarat

The variant you can play the highest stakes for online – and this is a recurring theme we found across all high limit casino games – is live dealer.

That’s where we recommend you start if nothing but playing for the highest limits matters.

If you choose to go the virtual route, regardless of what variant you play, your limits will be much, much lower – in the neighborhood of $250-$1,000, and in rare cases up to $5,000.

Beyond that, the biggest variable that will impact your ability to play baccarat for high stakes is where you’re from.

Until online gambling is made legal across all 50 states, Americans will always struggle to find casinos to join – especially those that offer (safe) high-stakes games.

How to Find the Best High Stakes Baccarat Casinos

Okay, by now you have an idea of what to expect in terms of variants and stakes online. Let’s now shift our focus to finding the best casino for high limit players.

Here’s what we look for in a high stakes casino:

Stakes and Variants

Pretty obvious – you want to be able to play your favorite baccarat games, and for as high of limits as you want. Use the information in the last section to see what’s possible, and our list above for the best casinos.


It’s important to look at a few things here:

  • Banking Options – Does the casino accept the payment options you want to use?
  • Deposit Limits – Can you deposit enough in one shot, or in multiple deposits within a short timeframe, to play the games and stakes you want?
  • Fees – Does the casino charge fees? And are they flat fees (preferred) or fees based on a percentage? Percentage fees can get expensive at the limits you’ll play for unless there’s a cap.
  • Cash out Limits – If you’re playing with and winning lots of money, at some point you’ll want to cash out – likely a large sum. Will the casino let you do it?
  • Timeframe – How long will it take for you to get your money? You want to look at how long it takes for them to even start processing payments, how long processing takes, and then the time it’ll take to reach your account.


Nearly every online casino we review offers different promotions – things like welcome bonuses, reload bonuses, cash back, free spins, and so on.

The first thing you want to look at is whether you can claim any of these offers while playing baccarat. This is hit or miss.

The next thing you want to look for is whether they offer any high limit deals, or hint at an exclusive VIP program for their bigger spenders.

If they don’t have one, ship them an email and ask about one. If they still say no, find a different casino.

Licensing and Regulation

You want to double check where the casino is licensed and who the regulatory bodies are that oversees them.

Some are better than others. You can read all about them in our jurisdiction section.

This is vital information for high limit players. While you may have money to burn, the last thing you want to do is find yourself at a casino who has a longer leash than they should – and then they scam you – and you have little, if any recourse for getting your money back.

This goes double for Americans.

Are You in the United States?

Our last point applies to Americans the most. If you’re in the majority, then your only options are going to be offshore casinos and sportsbooks. So, we recommend you stick to only our highest recommended casinos if your plan is to play for the highest limits.

It also goes with saying, but you should only play with money you can afford to lose.

If possible, we recommend you play at a legal online casino – like one available online in New Jersey. It’s not entirely clear what your options are for variants and stakes, but $1,000 on the high side appears to be doable.

You can also play live dealer games, which leads us to think that playing higher than $1,000 per hand may also be doable.


The last thing you’ll want to check for is whether you can play from your preferred device, be it a desktop or laptop computer, or the latest smartphone or tablet.

These are the things we look for when trying to find a high limit casino for baccarat players. You’ll find most, if not all of this information in our casino reviews.

Chances are you’ll also find that between the games, limits, and other variables, that your choices are whittled down to only a handful (or fewer) of casinos to choose from.

A Few Tips for High Limit Baccarat Players

Alright, before we send you on your way to high stakes action, let’s wrap things up with a few tips specifically for high limit players.

  • Bet on the banker every single time. The house edge on the banker bet is 1.06%, while the player bet is 1.24% and ties are 14.36%.

It doesn’t look like much of a difference, but that .18% DOES add up (as does the 13%) – especially when you’re spending thousands of dollars per hand.

  • Skip the commission free baccarat. This sounds like a great game, as they don’t take the 5% commission that’s standard in a regular baccarat game.

However, the banker – the best bet in baccarat – only pays 50% on 6 points. This increases the house edge from 1.06% to 1.46% – a relatively big difference compared to standard baccarat.

  • Avoid betting systems. You can use them if you want – just know that they don’t work. No betting system, whether it’s the martingale, 1-2-3-6, or any other progressive or degressive system will help you beat the house.

And definitely don’t pay for one.

  • Make sure you’re getting comped. You should make sure that you’re at least getting cash back or some other perks for the amount of money you’re spending. This can be exclusive bonuses, expedited cash outs, (physical) gifts, cashable bonuses, etc.
  • Watch your bankroll if you play virtual games. You can play more hands per hour in virtual baccarat than you can live baccarat, because humans can only move so fast when shuffling and dealing cards.

If you haven’t played online before, this can be a bit of a shock to find that you’ve played 10 or 20 without realizing it – all at $5,000, $10,000 or $25,000 a pop.

Use one or all of these tips to maximize the large sums of money you’re spending at the baccarat tables online.

You can thank us later.


That’s high stakes baccarat in a nutshell.

The biggest takeaway here is you want to be mindful of where you’re playing, as you’re playing for large sums of money. Make sure you join a legit casino where you’ll have recourse if something goes wrong.

From there, take the steps mentioned above to make the most profitable plays possible, get comped for spending so much money, and skip the games or bets where the casino has the highest advantage.

Do all this and we’re confident you’ll have a good time playing high stakes baccarat online.