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Best Real Money Scratch Off Apps for 2022

Real money scratch off apps allow you to play scratch card games from anywhere. There are hundreds of games available, but only if you know where to look.

Check out the best apps for real money scratch offs that we recommend.

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The idea of online scratch games might seem unusual at first. Once you start playing, you will realize that it is just as fun as playing paper scratchers.

In fact, mobile scratch card apps have some advantages over paper tickets. Keep reading to find out more about these benefits. Or maybe you’re already willing to buy online scratchers. You just need to know where the best place to buy them is.

We recommend using casino apps with scratchcards, like the apps we recommended above. They are safe and easy to play on a mobile device, and they have some of the best scratchers online today.

Let’s explore WHY we think these are the best apps for real money scratch cards.

Why We Recommend These Apps for Scratch Cards

There are two different kinds of apps for scratch-off tickets.

  • You can download a native gambling app that is dedicated strictly to scratch games. We explain more about these kinds of apps a little later.
  • Or you can play online scratch offs through an online casino site. These sites have mobile-responsive casino apps with a variety of games, including slots, table games, and scratchers.

We recommend the second option. To help you understand why we recommend casino apps with scratchoffs, let’s look at a specific example – BetOnline.ag.

About BetOnline and Their Real Money Scratchards

BetOnline is one of the most legitimate top scratch and win apps that we recommend. They have a massive collection of mobile scratch off tickets.

Here are some of the scratch card games you can play on BetOnline.

Scratch cards at BetOnline.ag
  • Turkish Delight
  • Dream Vacation
  • Symbols of Luck
  • Lucky Night
  • Lucky Nugget
  • Sky Patriots
  • Piggy Bank
  • Journey of Ra
  • Kings of War
  • Mysterious Lamp
  • King’s Alchemist
  • The Two Emporers
  • Viking Crown of Destiny
  • Lucky Plunder

Each of these games has a different theme. You can play online scratch cards based on pirates, Vikings, Ancient Egypt, or tropical vacations.

All of these games come from Flipluck Games. They are the only software provider that makes online scratchcards for American players.

One of the benefits of playing scratch card games from Flipluck Games is that you don’t have to stick with the scratch-offs.

You can play Flipluck Games’ scratchers for real cash at BetOnline.ag.

Many of these games have an online slot game with the same theme and characters. For example, you can play the Mysterious Lamp scratchcard or the slot game.

They both feature Aladdin, Jazmin, Jafar, and the Genie’s lamp, as symbols. If you enjoy playing the scratch card, the chances are good that you will also enjoy the slot game (and vice versa).

While both games are similar, they each have different bonus features and game structures. You can play both to add some variety to your gambling entertainment.

Flipluck Games has some games that are only scratchers, some that are only slots, and others that come in both formats. BetOnline is the best place to find multiple games that fall in both categories.

Here is a little more information about some of these games.

Lucky Plunder

Lucky Plunder scratcher from Flipluck Games

The Lucky Plunder scratchcard is a pirate-themed game with a 3×3 gameboard. There are seven symbols and a scatter symbol.

You can win up to 1000x by getting three treasure chests somewhere on the board. Each of the other symbols offers payouts between 3x and 700x.

The underwater totem is the Lucky Plunder scatter symbol. You can earn up to ten free games if you get three statues on the scratch card. All payouts are doubled during free games.

There is also a progressive jackpot on the Lucky Plunder scratch-off game.

Symbols of Luck

Symbols of Luck mobile scratch card

Symbols of Luck is another scratch off game you can play on BetOnline. It is another 3×3 gameboard with ten symbols that could win a payout.

All ten symbols are related to luck and good fortune in different cultures. There is a Japanese beckoning cat, a dream-catcher from Native American cultures, and a pig that represents luck in Germany.

You have to get three of the same symbol to win. The prizes range from 1x to 100,000x, depending on the symbol.

If you are fortunate enough to get a scratch card with nine of the same symbol, you will trigger the match game bonus feature. It offers a random multiplier that will be applied to your winnings.

The Two Emporers Scratchcard

The Two Emperors online scratch-off

When you play the Two Emporers scratch game, you will have the chance to win up to 900x your bet. All you have to do is reveal three of the Jade Emporer symbols.

The Amber Emporer is the next highest-paying symbol, followed by the royal guard and other Chinese symbols.

This game also has a dragon scatter symbol. If you get three scatter symbols on your card, you can earn five free games with an automatic 2x multiplier.

The Two Emporer’s scratch-off game also has a progressive jackpot that you can win by getting a card with nine of the same symbols.

A Great Option for US Scratch Card Players

Online scratch cards in the US

These are just a few of the best scratch offs available at BetOnline. All of these games have unique bonus features and fun themes.

Another reason that BetOnline is one of our top-rated real money scratch card apps is that they make the banking process easy.

When you play real money scratchers online, you need a way to get your money to the app. Then you need an easy way to get your winnings back when you are done.

BetOnline is all about banking options. They have several ways you can make a deposit.

  • Visa
  • MasterCard
  • Person to Person
  • Money Orders
  • Bitcoin
  • Bank Wire
  • Ethereum

We prefer Bitcoin deposits because they are fast, secure, and easy. It is typically the best choice for American players.

When you are ready to withdraw, BetOnline offers cryptocurrency withdrawals, paper checks delivered by courier, and wire transfers.

The bottom line is that BetOnline is one of the top mobile scratch-off sites because it has a large variety of scratchcard games and many convenient banking options. You can’t go wrong having an account here.

Advantages of Scratch-Off Gambling Apps

You might be wondering why we recommend using mobile casino sites to play your favorite online scratchers.

There are several reasons why we think casino gambling sites offer the best way to play real scratch offs online.

  • Game variety– Online casinos typically have multiple scratchcard games, as well as other casino games.
  • Welcome bonuses – Online casino sites offer welcome bonuses to new players. You can use bonus funds to try out their scratch-off games.
  • Casino variety – You have dozens of online casinos to choose from. Compare this to only a handful of native scratch card apps that pay real money.
  • Device compatibility – Downloadable apps are only available for specific operating systems. The scratch-off gambling apps we recommend can be used on any device that can access the internet.
  • Security – Our recommendations are the safest scratch-off apps because they are licensed to offer casino games. Downloadable apps may not be licensed by any gambling authority, and it is difficult to find out for sure.
  • Easy banking options – Online casino sites offer multiple banking options, so you can choose the one that is most convenient for you.

We have tried many different scratch card apps before deciding on our recommendations. Trust us when we say that they have the best games and other features to make your experience better.

Once you have tried out our recommended scratch card gambling apps, you will see all these benefits for yourself.

Best Mobile Scratch Card Games

The best part of using scratch-off apps is getting to play a wide variety of games. Here are a few of our favorite online scratchers from the top software providers.

Flipluck Games

Flipluck Games is one of the top software providers for real mobile scratchers. They are the only provider that creates scratch card games for players in the US.

That could change in the future. Software providers regularly update their list of games, so other casino providers may add scratch-off games.

For now, Flipluck has a monopoly on the US online scratchers market. Fortunately, they have several games to choose from, so US players won’t feel limited.

We already mentioned a few of the scratch card games you can play from Flipluck because they are the software provider for BetOnline. Here are a few more of their games that we recommend.

New York

New York scratcher from Flipluck Games

The New York scratch card is one of three destination-themed scratch-offs. This one is based in New York, but you can also play a Paris scratch card and a Toyko scratch card.

Symbols like the Statue of Liberty and NYC taxi focus on the Big Apple. Traditional fruit symbols and American bald eagles accentuate the theme.

We like this game because it is like playing two scratch games for the price of one.

  • The left side of the game is a scratch card with four rows of American-themed symbols. If you get three of the same symbol in a row, you win.
  • On the right side of the screen, there is an addition game. Each row has two numbers. You win if the numbers in the row add up to ten.

Combining two games into one scratch card makes this game stand out. It gives you eight opportunities to win for each game you play.

Dream Vacation

Dream Vacation scratch-off card

Another exciting game from Flipluck is the Dream Vacation scratch card. It lets you set off on a tropical vacation, complete with a yacht, fruit cocktails served in coconuts, and a champagne-pouring server.

This game is similar to many other Flipluck scratch-off games because it is a three-by-three grid. You have to get three of the same symbol to win.

The payouts range from 0.5x to 125,000x. Gemstones are low-paying symbols. Vacation-themed items like the yacht, the pearl inside the seashell, and the tiara are high-paying symbols.

You can win even higher prizes when you get a card with nine of the same symbol. That will activate the match bonus, giving you a random multiplier.

Viking Crown of Destiny

Flipluck Games Viking Crown of Destiny scratch-off

With a name like Viking Crown of Destiny, who wouldn’t want to play this game?

Viking symbols include the axe, the shield, a Viking helm, and a pair of swords. Drakkar warships and Thor’s hammer Mjolner also make an appearance.

Of course, the crown of destiny is the highest-paying symbol. It offers a payout of 1,200x your bet amount.

The Viking Crown of Destiny game also features a progressive jackpot. The jackpot has various levels that correlate with your bet size. Higher bets qualify for a higher jackpot amount.

Tomb of Secrets

Tomb of Secrets mobile scratch card

If you like the New York scratch card from Flipluck Games, you will probably also like their Tomb of Secrets game.

It is an Egyptian scratch game with the same format. You get two games for the price of one. On the left side of the screen, you earn payouts for matching symbols in a row.

The right side of the screen offers payouts for numbers that add up to ten.

Because you have so many chances to win, the Return to Player percentage for the Tomb of Secrets game and the New York scratch card are both exceptionally high.

Fabulous Piggy Bank

Fabulous Piggy Bank scratch card from Flipluck Games

The last game we want to recommend from Flipluck Games is the Fabulous Piggy Bank game. It is a unique game with a bright color palette.

Both of the high-paying symbols in this game are dogs that are made to look like humans. The casino, piggy bank, stacks of cash, and cocktails are the other symbols.

Fabulous Piggy Bank is a unique game because it has multiple bonus features. There is a scatter symbol that offers up to ten free games with a 2x multiplier.

It also has a progressive jackpot that gets paid out randomly. Bonus features like these really set the Flipluck scratch card games apart from other software providers.


Microgaming is one of the most prominent casino software providers in the world. They create all sorts of casino games, including slots, table games, and progressive jackpots.

They have a small collection of scratch card games. Unfortunately, their games are not available to American players.

Many of the Microgaming scratch cards are based on slot games with the same titles. So, if you enjoy playing the Immortal Romance slot or the Avalon slot game, you will probably also like these scratchers.

Here are a few of our favorite mobile scratch cards for real money from Microgaming.


Avalon mobile scratcher from Microgaming

The Avalon scratch card is similar to the Avalon slot game from Microgaming. Both games are based on the legend of King Arthur.

According to the legend, Avalon is the magical place where King Arthur’s sword was forged and where the king went for healing after a near-fatal battle.

There are only six symbols on the Avalon scratch card game. That makes it easier to win because you have more chances to get three of a kind on the 3×3 game card.

King Arthur’s crown is the highest-paying symbol. It offers 1000x your bet amount!

Game, Set, and Scratch

Microgaming’s Game, Set, and Scratch

Microgaming released the Game, Set, and Scratch game in 2009, so some of the graphics and features are outdated. But we think this game is worth recommending anyway.

That is because it stands out as a unique scratch-off game. It has two games for the price of one. On the left side of the screen, there is a 3×2 grid for a traditional scratch game.

Twelve different tennis players could be hidden on the scratch card. You get higher payouts when you match three of the “professional” players. The amateurs offer lower prizes.

On the right side of the screen, there is a single-click video game. Click to serve the tennis ball. If the ball lands in the box, you get a prize. You lose if the ball goes outside the foul line.

Game, Set, and Scratch is a fun scratch-off game because it includes two ways to win and funny animated characters.

Immortal Romance

Immortal Romance mobile scratch-off

Microgaming has a mysterious scratch card game based on the characters in their Immortal Romance slot. It is a vampire-themed game that includes Sarah, Michael, Troy, and Amber.

There are six symbols on the three-by-three grid. You have to match three symbols to get a payout. The four characters offer higher payouts, while the manor and writing desk are the low-paying symbols.

If you enjoy the Immortal Romance slot game, you will probably appreciate this scratch card game as well. It doesn’t have any particular bonus features, but you can win up to 500x your bet amount.

Lucky Leprechaun

Lucky Leprechaun scratcher from Microgaming

Another Microgaming slot with a scratch card companion is Lucky Leprechaun. It is an Irish-themed slot with six symbols.

Of course, the pot of gold is the highest-paying symbol. It offers 750x your bet. That is followed by the four-leaf clover and the leprechaun himself.

The low-paying symbols are the violin, the pints of beer, and the leprechaun’s pipe. These same symbols are also an essential part of the Lucky Leprechaun slot game.

Lucky Leprechaun is an excellent example of everything a basic online scratch card should be.

Sure Win

Sure Win mobile scratch-off card

Sure Win is the last Microgaming scratch card we want to recommend. It is an exciting game with a horse racing theme.

There are six symbols on the Sure Win game. The binoculars and race hats are the low-paying symbols, and the different colored horses are the medium-paying symbols.

In this game, the jockey with the red and white hat is the winner because he offers the max payout of 500x.

The jockey in the green hat only offers a payout of 20x.

These are just the highlights of a few games that are available on mobile apps with scratch cards. Many scratch games have similar formats, but these games highlight how different some games can be.

To help you compare one game to another, check out this table with essential information about these scratch card games.

Game Manufacturer Theme RTP Max. Price Other Information
New York Flipluck Games Americana 98.54% 50,000x Two game cards, eight chances to win
Dream Vacation Flipluck Games Tropical vacation 61.45% 125,000x (not including multipliers) If all symbols match, you get a random multiplier
Viking Crown of Destiny Flipluck Games Vikings 96.73% 1,200x (not including jackpot) Progressive jackpot available
Tomb of Secrets Flipluck Games Ancient Egypt 98.54% 50,000x Two game cards, eight chances to win
Fabulous Piggy Bank Flipluck Games Las Vegas/Money 96.74% 1,000x Free games and progressive jackpot available
Avalon Microgaming King Arthur 96.03% 1,000x Max bet is $100
Game, Set, and Scratch Microgaming Tennis 96.38% 20,000x Traditional scratch game +video game
Immortal Romance Scratch Microgaming Vampires 96.01% 500x Based on a slot game with the same characters
Lucky Leprechaun Microgaming Irish 96.05% 750x Max bet is $100
Sure Win Microgaming Horse Races 96% 500x Max bet is $100


No Deposit Scratch Card Apps

Some people are hesitant about using online casino sites to buy online scratch-offs. Other people are looking more for instant win apps that they can download on their phones.

We genuinely believe that our casino recommendations are the best apps for scratch cards, but we understand that some people might need some convincing.

Let’s look at other lottery scratch-off apps to see how they compare. We’ll start with a few social casino apps that offer free scratch-off games.

Scratch-off Lottery Scratchers App on Android

Scratch-off Lottery Scratchers app

The Scratch-off Lottery Scratchers app is an Android app that is only available through the Google Play store. You cannot play this specific app on iOS, Blackberry, or Windows devices.

One of the benefits of this scratch card game app is that it offers a lot of games. You can play scratch cards based on crossword puzzles, bingo, poker, and slots. There are thirty different games available.

It is one of the few no deposit scratch card apps available. Unfortunately, you cannot win real money while playing these games.

When you look at the games on the app, it makes you think it is a real money scratch offs app. The games advertise how much you can win.

There is even a description about the gamble feature that lets you double the money you win.

The fine print says the app is “only for entertainment purpose.” If you win, you win fake coins that you can use to keep playing. There are no real-world prizes involved at all.

Don’t get fooled by mobile scratch-off apps that don’t offer real money prizes. They are not legit scratch-off apps.

Lucky Day

Lucky Day mobile scratch-off app

When you search for mobile sites for scratch cards, Lucky Day is another option you might come across. It is a relatively new site.

Lucky Day has two separate apps.

  • The Lucky Day app that is available in the Google Play store offers free scratch off games.
  • If you have an iOS device, you can also download the Lucky Day app from the App store. However, the iOS app only offers Lucky Day blackjack games. iPhone users cannot use this app to play real scratch-offs on mobile devices.

Technically, Lucky Day is one of the free scratch-off apps to win real money. But again, it does not work the way you might expect.

Lucky Day lets you win tokens that you can use to enter sweepstakes. They have daily drawings for who wins the sweepstakes prizes. These prizes are typically paid in gift cards.

So, there is a slight chance that you might win a small sweepstakes prize. That is not the same as winning a prize directly from a scratch card game.


Lucktastic app for scratch cards

Lucktastic is another one of the scratch card apps to win real money. It operates a little differently from the first two we looked at.

First of all, the Lucktastic app is available on both iOS and Android devices. Blackberry and Windows users are still out of luck.

There are two ways to win on Lucktastic. You can win tokens while playing scratch games. Those tokens can be exchanged for gift cards.

Or you can choose to use your tokens to be entered into the Lucktastic sweepstakes. The winners are determined by random drawings, but the Lucktastic sweepstakes prizes are legitimate.

You could win thousands of dollars or all-expenses-paid vacations through the sweepstakes. These prizes are better than the prizes available on other apps, but they are also more difficult to win.

Mobile Scratch-offs for Real Money

Real money mobile scratch-off apps

All of these social casino options are available if you are looking for entertainment. They do allow you to buy scratch cards on your phone.

But they are not great options if you want to make money with scratch-offs. The mobile casino sites we recommend are much better real money scratch apps.

If you are looking to play free scratch-off games, that option is also available through these casino sites. They offer demo versions of each game.

Some casino apps even offer no deposit bonuses. These promotions offer small amounts of money (typically between $10-$30) that you can use to try out their games for free.

When you use a no deposit bonus to play online scratch card games, you can win real money without spending any cash of your own.

It is not easy to find a casino that offers both a no deposit bonus and the games you want to play, though.

Even if you find scratchoff apps that pay real money and have no deposit bonuses, the bonus funds will only go so far. After you have spent that money, you will have to make a deposit to keep playing.

Some people really enjoy playing scratch card games for the pure entertainment value. The no deposit scratch card apps from the social casinos we mentioned are excellent options for those people.

If you prefer to play games that offer real money prizes without random sweepstakes, mobile casino sites – like the ones we recommend – are a much better option.

In short, our recommendations offer the best way to play mobile scratch-offs for real money.

Real Mobile Scratch-Offs vs. Paper Scratch Tickets

When you think of scratch-off tickets, you probably think of buying lottery tickets in your local gas station or grocery store. You may even wonder why people play online scratch card games.

There are pros and cons to both formats, but we think the best scratchers to buy are the ones available online. Let’s compare both options side by side to find out more.

Mobile Scratch-Off Games Paper Scratch Tickets
Redemption In-app. In-person at store. Some lottery programs offer online redemption for smaller prizes.
Cost Minimum bets typically range between $0.25 and $1.25, depending on the game. The minimum bet is typically $1-$20, depending on the game.
Payout Potential Between 500x and 50,000x your bet amount. Up to $1,000,000, depending on the game.
RTP Typically between 95-98% Typically between 50-70%
Odds Up to 1 in 1,500,000. Up to 1 in 10,000,000.
Game Variety Typically 5-15 games per site. Typically 5-20 games per bet level.
How to Play Click the reveal all button to quickly and efficiently get the results. You must use a coin or key to scratch the paint off the ticket, one symbol at a time.
Profits vs. Charity Casinos are for-profit businesses. Government-operated lottery programs typically have to use the profits to support a charitable cause.

Many of these factors depend on the precise game that you are playing. The RTP and game odds vary from one game to the next.

There are two primary differences between mobile scratch-offs and paper scratch cards.

  • Convenience factor
  • Where the money goes

Let’s look at each difference in more detail.

Convenience Factor

Paper scratchers

The first difference is the convenience factor. Mobile scratch-off tickets are available any time and anywhere.

All you have to do is pull out your phone and type in the casino’s URL. From there, you can buy online scratch-offs and collect your winnings.

When you buy paper scratchers, you have to visit a gas station or grocery store to purchase the ticket. The operating hours vary from one retailer to the next. So does the game variety.

If you don’t take the time to scratch off the paint while you are there, you will have to go back again to collect your prizes. The process of taking the paint off is another example of how online scratch card games are more convenient.

You can reveal all of the symbols by clicking your mouse one time. It is much faster than scraping metallic paint off of each symbol. Plus, you don’t get little scraps of paint all over you.

Players who want to enjoy scratch card games on their own schedule will prefer the convenience of mobile scratch card apps.

Where the Money Goes

State lotteries

The next difference between mobile games and paper scratchers is where the money goes. Lotteries have been used as charitable fundraisers for centuries.

That tradition continues in the US. There are 48 states that have government-operated lottery programs.

According to US state gambling laws, the money raised by these lottery programs has to be used to support state initiatives. Education is the most common cause for state-operated lotteries.

Some people don’t mind losing money on scratch cards because they know the money will support a good cause.

When you play real scratch-offs online, the games are operated by a business. They are for-profit games, so you are not supporting charitable initiatives.

If you are more concerned about how much money you can win, real money scratch apps are your best option. If you who want to support a good cause, then stick to paper scratchers.

Scratch Card Mobile App FAQ

What Are the Top Scratch Off Apps to Win Real Money?

The best apps for scratch cards vary based on your location and casino preferences. We have listed some of the best options for your location in the table at the top of this page.

How Do I Download Mobile Scratch-Off Apps?

You don’t have to download anything to play legit scratch-offs for money. Mobile casino sites are available on your device’s internet browser. Simply type in the site’s URL and start playing!

Can I Play Free Scratch-Off Apps to Win Real Money?

Free scratch-off games typically do not offer cash prizes. They may allow you to enter sweepstakes to win money, but you don’t win based on the results of the game.

The best way to make money with scratch-offs is to play mobile scratchers for money.

Do Online Scratch Cards Expire?

No, online scratch cards do not expire. They are instant win games. You can buy the ticket and find out if you won by clicking the mouse.

As soon as you have revealed the symbols, any prizes you won will get added to your casino account. You can withdraw those funds whenever you want or use the cash to play other casino games.

Are More Expensive Scratch Cards Better?

When you buy paper scratch tickets, you have better odds of winning when you buy more expensive tickets. Fewer people can afford the more expensive games, so they print fewer of these cards.

Online scratch games use a random number generator to determine the winner. Therefore, the odds of winning are the same, no matter how much you bet.

Are Scratch Cards a Waste of Time?

Nothing is a waste of time as long as you are entertained by it. Some people get bored with online scratch cards, but other people enjoy them. It depends on your preferences.

How Can I Increase My Chances of Winning at Scratch Cards?

Many people wonder how to win scratch-offs. They are entirely random games, so there are no strategies that can help you win every time.

Using bankroll management techniques can help you balance your potential losses and wins, though.

How Do You Play Scratch Cards Online?

When you play scratch cards online, you will click to determine your bet amount and then click the bet button to buy the scratch card.

You can reveal each symbol by clicking on it individually, or you can click the reveal all button to have the computer show all the symbols for you. Autoplay makes repeated betting easy and efficient.

What Are the Best Mobile Scratch Card Games?

That depends on your game preferences. We recommend looking for scratch card games with features you want, like a progressive jackpot or free game options.

If that doesn’t help you narrow it down, choose a game based on the theme you enjoy the most.

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