Five of the Best Real Money Online Blackjack Games to Play in 2020

By Daisy Williams in Blackjack
| July 6, 2020 10:02 am PDT
Best Real Money Online Blackjack Games

I’m assuming that you’re a fan of the game of 21, or you probably wouldn’t have pulled up this particular blog post.

Blackjack is one of the most popular online games, and you don’t have to look very far to find it. Every casino will have at least one version of real money blackjack, if not several. When it comes to the variations, though, not all online casinos are equal. Side bet options and table availability depends on the software provider.

While one casino could have a standard game along with one or two side bet selections to complete the package, another will list a dozen or more blackjack twists.

So, I’m going to introduce you to a few of the best real money blackjack games at online casinos in 2020. I can also point you in the right direction of where to play. If you’re excited to give at least of these versions a try, then check out these recommended casinos.

A Sweet Blackjack Side Bet

My first pick for one of the top real money online blackjack games doesn’t even have blackjack in the title! It’s Nucleus Gaming’s Pontoon.

Five Cards Pay

The reason why I like this particular game is more for the side bet than anything else. If you haven’t played Pontoon before, it works just like the standard game of blackjack. You get paid 2:1 for a blackjack at this table. But you also get 2:1 payouts for a winning five-card hand. Any other win is worth 1:1.

That five-card hand is sometimes in play as a side bet at other tables. But in this particular game, it’s part of the regular action.

Sweet 16 Side Bets

Side bets at this table are called Sweet 16s. If you decide to participate, then your second bet is successful if you get one of the following four.

  • 16 to 21 points = 1:1
  • One ace = 1:1
  • Two aces = 2:1
  • Pair of 2s through 7s: Push

I know that experts advise against side bets if you’re looking for optimal play. However, I found that in this game, those side bets kept the money coming to me even when my regular hand was a bust.

Playtech Progressive Blackjack

No list of the best online blackjack games would be complete without a progressive jackpot table. While they’re not nearly as common as slot progressives, Playtech has a popular one.

Stick With the Aces

Playtech’s Progressive Blackjack is all about the aces. You’re looking to start your hand with two aces and keep ’em coming! Of course, the ultimate starting hand would be a pair of suited aces, as that gets you halfway to the progressive jackpot that can be in the six-figure range.

As long as you’re staking the side bet, you’re in contention for the top payout. A pair of aces (unsuited) that comes out on the deal gets you a little piece of the action with an X50 reward. Add two more to the mix, and that X50 jumps to X2,500.

Suited Aces

While X2,500 is substantial, if those four aces are suited, you’re grabbing that top prize.

One thing to keep in mind is that the side bet lowers the RTP substantially, as you’re going from 99.53% to 94.85%. But you know how playing real money blackjack can go, as it can take a while to stack up those chips. So, if your eyes are on the big prize, then you’ve got to ignore the house edge and hope that Lady Luck and a run of aces head your way.

Request a Re-Deal

Microgaming has an unusual real money blackjack variation called European Blackjack Re-Deal Gold Series.

Now, if you have a hard time making simple blackjack decisions, then you’ll want to steer clear of this one, as the strategy and options are all over the place.

Card Replacements

The premise of European Blackjack Re-Deal is that you can pay for new cards when you’re not happy with the ones on the table. Card replacements aren’t just reserved for you, as you can request new dealer cards as well.

There are three options.

  • Re-deal the last card – that would be a replacement for the one that you just received
  • Re-deal my hand – you can get your initial pair of pocket cards swapped out for another
  • Re-deal the dealer’s hand – your cards stay put while the dealer’s get exchanged (hopefully for your benefit)

Return From a Bust

If you’re new to this particular blackjack version, there is a bit of a learning curve, as you can imagine. The player re-deal options are available even after you bust. However, if you’re in the middle of a game and you double down or split your cards, the re-deal option is off the table.

It’s a tricky game to master because you have so many options. You’re probably going to rely more on your gut feeling or whim than any attempt to figure out optimal play. But if you’re up for the challenge, this game can be a lot more exciting than the standard blackjack table.

Burn for 21

Betsoft’s 21 Burn Blackjack takes a bit of the European Blackjack Re-Deal premise without going all the way with entirely new hands.

This particular game produces more even money hands but can keep you at the table much longer if you play your cards right. That’s because you get the opportunity to burn your second card for a new one.

Second Card Switch

The way that it works is that you place your bet as your typically would at a regular real money blackjack table. However, after you see your cards and the dealer’s up card, you have the option to replace your second card with a new one. Of course, you’ll have to pay for the opportunity.

If you decide that you want to burn it, then your burn wager is half of your original bet. So, if you’re staking $10 per hand, you’ll pay $5 for a replacement card. There are a few side bet scenarios that could occur, though.

Bonus for Aces

Any aces that come up in place of your burn card will pay you something extra. An ace of spades is worth 7:1, while the other three suits payout at 2:1. I will say that, in my experience, it doesn’t happen often, but paying for the burn did make a difference.

You’ll want to keep in mind, though, that blackjacks are worth even money in this variant to offset the advantage you get from the burns. This game has a relatively high RTP of 99.46% and the added benefit of letting you play up to three hands at a time.

Low House Edge and Simple Side Bet

You don’t have to reach perfection to take advantage of the side bet in RealTime Gaming’s Perfect Pairs.

This particular real money online blackjack variation allows you to play two games in one. You could stick to the main game, but why when the side bet is sitting right there beckoning you? Regular gameplay and the pairs wager are more like two separate games, as one really doesn’t have anything to do with the other.

Perfect and Imperfect Pairs

Your additional and optional bet is a prediction that your first two cards will be the same. The most important thing is that they have an equal ranking, as in two kings or two 3s. Once you jump that first hurdle, you know you’re getting a minimum 6:1 payout on what you’ve staked on pairs only.

But the closer that the cards get to a 100% match, the more you chips you get to stack.

  • Mixed Pair: 6:1
  • Same Color Pair: 12:1
  • Perfect Pair: 25:1

Side Bets Are Optional

You’ll get the advantage of a relatively low house edge of 0.54% in the main game versus the dealer. So, if you want to play it more conservatively, you don’t need to get in on the pair’s action in every hand. You could do a little experimenting and risk some of your winnings if you’re on a hot streak.

But that extra wager is awfully tempting, and it’s easy to spot success.

More Real Money Blackjack Games

The games that I’ve chosen to detail just scratch the surface of what you’ll find in the virtual world of real money blackjack online. But they’re a great place to start, and you may even want to stay pat.

However, if you’re looking for even more, then we have plenty of other information regarding online blackjack and other casino games right here on our casino blog.

Additionally, I’ve also written about the best live dealer blackjack games. Playing real money blackjack online at live dealer tables is a much different experience than playing “against the computer,” and one I recommended trying.  

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